Why he ever started this cheap penny-ante Building and Loan I'll never know.

6 seconds sound clip from the It's a Wonderful Life (1946) movie soundboard.

You can hear this line at 00:32:18 in the Blu-ray version of the movie.

Quote context

[...]

- What does that get us? A discontented, lazy rabble instead of a thrifty working class.

- And all because a few starry-eyed dreamers like Peter Bailey stir them up and fill their heads with a lot of impossible ideas.

- Now, I say...

- Just a minute. Just a minute. Now, hold on, Mr. Potter.

- You're right when you say my father was no businessman. I know that.

- Why he ever started this cheap penny-ante Building and Loan I'll never know.

- But neither you nor anybody else can say anything against his character, because his whole life was...

- Why, in the 25 years since he and Uncle Billy started this thing, he never once thought of himself. Isn't that right, Uncle Billy?

- He didn't save enough money to send Harry to school, let alone me.

- But he did help a few people get out of your slums, Mr. Potter.

[...]