Wait? Wait for what? Until their children grow up and leave them? Until they're so old and broken-down that they...

7 seconds sound clip from the It's a Wonderful Life (1946) movie soundboard.

You can hear this line at 00:32:51 in the Blu-ray version of the movie.

Quote context

[...]

- And what's wrong with that?

- Why, here, you're all businessmen here.

- Don't it make them better citizens, and doesn't it make them better customers?

- You said that they... What'd you say just a minute ago?

- They had to wait and save their money before they even thought of a decent home.

- Wait? Wait for what? Until their children grow up and leave them? Until they're so old and broken-down that they...

- Do you know how long it takes a working man to save 5000?

- Just remember this, that this rabble you're talking about, they do most of the working and paying and living and dying in this community.

- Well, is it too much to have them work and pay and live and die in a couple of decent rooms and a bath?

- Anyway, my father didn't think so.

[...]