You're talking about something you can't get your fingers on, and it's galling you. That's what you're talking about, I know.

7 seconds sound clip from the It's a Wonderful Life (1946) movie soundboard.

You can hear this line at 00:33:28 in the Blu-ray version of the movie.

Quote context

[...]

- People were human beings to him, but to you, a warped, frustrated old man, they're cattle.

- Well, in my book, he died a much richer man than you'll ever be.

- I'm not interested in your book.

- I'm talking about the Building and Loan.

- I know very well what you're talking about.

- You're talking about something you can't get your fingers on, and it's galling you. That's what you're talking about, I know.

- Well, I've said too much. I...

- You're the Board here. You do what you want with this thing.

- There's just one thing more, though.

- This town needs this measly one-horse institution if only to have someplace where people can come without crawling to Potter.

[...]