A child or two comes along, and you won't even be able to save the 10.

6 seconds sound clip from the It's a Wonderful Life (1946) movie soundboard.

You can hear this line at 01:09:23 in the Blu-ray version of the movie.

Quote context

[...]

- You saved the Building and Loan. I saved all the rest.

- Yes. Well, most people say you stole all the rest.

- The envious ones say that. The suckers.

- Now, I have stated my side very frankly. Now let's look at your side.

- Young man, 27-28, married, making, say, 40 a week. 45!

- 45. Out of which, after supporting your mother and paying your bills, you're able to keep, say, 10, if you skimp.

- A child or two comes along, and you won't even be able to save the 10.

- Now, if this young man of 28 was a common, ordinary yokel, I'd say he was doing fine.

- But George Bailey is not a common, ordinary yokel.

- He is an intelligent, smart, ambitious young man, who hates his job...

- Who hates the Building and Loan almost as much as I do.

[...]