Listen, baby. There's a clause in every accident policy called double indemnity. The insurance companies put it in as a sort of come-on for the customers. That means they pay double on certain accidents. The kind that almost never happen.

— Walter Neff (Fred Macmurray)

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accidents fred macmurray insurance walter neff

13 seconds sound clip from the Double Indemnity movie soundboard.

You can hear this line at 00:36:01 in the DVD version of the movie.

Quote context

[...]

- I think you left your hat in the hall.

- Good night, Mr. Neff. (2)

- All right, Walter?

- He signed it, didn't he?

- Sure he signed it. You saw him.

- Now, listen. That trip to Palo Alto. When does he leave?

- End of the month.

- He drives, huh? He always drives.

- Not this time. You're gonna make him take the train.

- Because it's all worked out for a train.

- Listen, baby. There's a clause in every accident policy called double indemnity. The insurance companies put it in as a sort of come-on for the customers. That means they pay double on certain accidents. The kind that almost never happen.

- Like for instance, if a guy is killed on the train, they pay $100,000 instead of $50,000.

- We're hitting it for the limit, baby. That's why it's got to be the train.

- It'll be the train. Just the way you want it. Straight down the line.

- Hello, Mr. Neff. It's me.

[...]

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